Home

What's New

Video Blog | Consumer Protection

Last Week Tonight with John Oliver: The retirement industry is a minefield -- but here’s the answer

In this week’s episode of “Last Week Tonight,” host John Oliver called out three main problems hurting consumers when it comes to retirement: First, financial advisers aren’t currently required to work in their clients’ best interest. Second, high fees compound over time. Third, actively managed investment funds aren’t the answer. 

> Keep Reading
News Release | U.S.PIRG | Consumer Protection

Strong National Payday Rule Could Save Consumers Billions

Today, the Consumer Financial Protection Bureau (CFPB) released its draft high cost small dollar lending (payday and auto title) loan rule for public comment. 

> Keep Reading
News Release | PennPIRG | Consumer Protection, Financial Reform

National Payday Proposal Leaves Pennsylvania Vulnerable

Today, the Consumer Financial Protection Bureau -- the federal government's consumer cop-on-the-beat -- revealed a new proposal to curb payday and car title lending. The new proposal aims to put an end to the worst abuses of these practices across the country. In doing so however, the new proposal could inadvertently undercut our strong state usury and other consumer protection laws in Pennsylvania.

> Keep Reading

LATimes: Obama's consumer protection legacy defined by aggressive agency

[This weekend, the Los Angele Times chronicled President Obama's consumer protection record, with heavy emphasis on the history and fight over the Consumer Financial Protection Bureau (CFPB):]

"[...] Launched in the wake of the 2008 financial crisis, the bureau is one of President Obama’s signature accomplishments. [...] “I think you have to consider him a tremendous president for consumers,” said Ed Mierzwinski, consumer program director at the U.S. Public Interest Research Group."

> Keep Reading
Blog Post | Transportation

A World Without Carbon Pollution – Closer Than You Might Think | John Olivieri

For many, a world without carbon pollution seems like a distant utopia. To some, this even seems unobtainable. The size and scope of the challenge before us can be daunting, yet, there is good news -- a world without carbon pollution is closer than you think.

> Keep Reading

Pages

Consumer Financial Protection Bureau helps with bank complaints

Since it started accepting complaints about banks 18 months ago, the Consumer Financial Protection Bureau has helped thousands of irate customers settle disputes over their accounts, with roughly 1 out of 4 complaints resulting in monetary relief, a just-released analysis by a consumer group shows.

> Keep Reading
News Release | PennPIRG Education Fund | Consumer Protection, Financial Reform

New Report Identifies Banks Consumers Complain About Most

Thousands of Americans are using the Consumer Financial Protection Bureau’s public Consumer Complaints Database to settle disputes with their banks, according to a new report from the PennPIRG Education Fund. The report highlights banks that generated the most complaints through their various banking services in each state.

> Keep Reading
News Release | PennPIRG Education Fund | Transportation

New Report Shows Pennsylvanians Are Driving Less

Pennsylvanians have cut their per-person driving miles by 10.4 percent since 2005, while the nation’s long term driving boom appears to have ended, according to a new report from PennPIRG. This decline is significantly higher than the national average of 6.87%. Pennsylvania is one of 9 states and the District of Columbia to have a double digit reduction in per-person driving miles.

> Keep Reading
News Release | PennPIRG | Public Health

Advocates Call On EPA for Increased Chemical Safety, Security

Activists gathered outside the EPA Region 3 offices in Philadelphia to release “Danger In Our Backyards: The Threat of Chemical Facilities to Millions,” a report that highlights two Philadelphia-area plants as posing significant threats to public safety. More than five million people live near a high-risk Pennsylvania chemical plant.

> Keep Reading
News Release | PennPIRG | Higher Ed

Interest Rates for 374,328 Student Loan Borrowers in Pennsylvania Set to Double on July 1

According to an issue brief released today by PennPIRG, the upcoming increase in the student loan interest rate would hike the cost of Pennsylvania students’ loans by $358 million. That translates into a $956 increase in debt per student, per loan.

> Keep Reading

Pages

Report | PennPIRG Education Fund | Food

Apples to Twinkies

The rise in childhood obesity has many causes, but one of the most important is the increased prevalence of high-fat, heavily sweetened junk food.  And shockingly, American taxpayers are spending billions to subsidize junk food ingredients, making the problem worse.

> Keep Reading
Report | PennPIRG and National Taxpayers Union | Budget

Toward Common Ground

To break through the ideological divide that has dominated Washington this past year and offer a pathway to address the nation’s fiscal problems, the National Taxpayers Union and U.S. PIRG joined together to identify mutually acceptable deficit reduction measures. This report documents our findings.

> Keep Reading
Report | U.S. PIRG Education Fund | Financial Reform

Ten Reasons We Need Consumer Financial Protection

For years leading up to the 2008 financial collapse, federal bank regulators ignored numerous warnings of increasingly predatory mortgage practices, credit card tricks and unfair overdraft policies used by banks. The banks were earning billions from “gotcha” practices. Incredibly, bank regulators actively encouraged this behavior, arguing it was profitable and kept banks safe. No regulator cared about its other (and, to them, secondary) job: enforcing consumer laws. Some regulators rejected the role and even actively worked to prevent states from carrying it out.

> Keep Reading
Report | PennPIRG Education Fund | Tax

Tax Shell Game

Tax havens are countries with minimal or no taxes, to which U.S.-based multinational firms or individuals transfer their earnings to avoid paying taxes in the United States. Users of tax havens benefit from access to America’s markets, workforce, infrastructure and security, but pay little or nothing for it—violating the basic fairness of the tax system.

> Keep Reading
Report | PennPIRG Education Fund | Consumer Protection

Big Banks, Bigger Fees

Since Congress largely deregulated consumer deposit (checking and savings) accounts beginning in the early 1980s, the PIRGs have tracked bank deposit account fee changes and documented the banks’ long-term strategy to raise fees, invent new fees and make it harder to avoid fees.

> Keep Reading

Pages

Blog Post | Financial Reform

Privacy, We've Got Tips and Ideas For You, Congress and Regulators, Too | Ed Mierzwinski

Problems with privacy and data security are all over the news these days. We've got you covered, from releasing a new report and consumer tips on the security freeze today to testifying to Congress (last week) on payment card security and speaking on a panel at the FTC tomorrow on Internet lead generation (what's that?). Oh, and we're waiting for answers to our questions to the CFPB about the credit bureau Experian joining the ranks of the breached. We've been busy as we explain in this "roundup" blog entry.

> Keep Reading
Blog Post | Public Health

A Sub-stantial Achievement | Steve Blackledge

On October 20, Subway announced its plan to phase out antibiotics from its entire meat supply. This victory is just the next step of our mission to save antibiotics.

> Keep Reading
Blog Post | Public Health

Victory: Subway Commits to Help Save Antibiotics | Steve Blackledge

Today, Subway announced a plan to phase out antibiotics from it's entire meat supply in response to mounting consumer demand for stronger action by the chain to help save antibiotics from overuse.

> Keep Reading
Blog Post | Transportation

How Deadly are Your State’s Roads? | Sean Doyle

A new report by Michael Sivak and Brandon Schoettle at the University of Michigan Transportation Research Institute shows which states have the safest and most dangerous roads.  Here's how the states rank and what we can do about it.

> Keep Reading
Blog Post | Consumer Protection

As CFPB Advances Consumer Protection, Attacks on CFPB Escalate | Ed Mierzwinski

This week, the CFPB took a major step toward establishing a regulation restricting the use of forced arbitration clauses in consumer financial contracts, which give companies what the CFPB's director said was a "free pass from being held accountable by their customers." Meanwhile, on Capitol Hill, powerful bank interests escalated their campaign to defund and defang the bureau, because it works for consumers, not them.

> Keep Reading

Pages

Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

Support Us

Your donation supports PennPIRG's work to stand up for consumers on the issues that matter, especially when powerful interests are blocking progress.

Consumer Alerts

Join our network and stay up to date on our campaigns, get important consumer updates and take action on critical issues.
Optional Member Code