Protecting Public Assets

STOP BAD PRIVATIZATION DEALS—Pennsylvania's roadways and other public infrastructure must be operated for the long-term public interest.

Making sure the public gets a fair deal on privatization proposals

Across Pennsylvania, cash-strapped governments are struggling to plug gaping holes in their budgets. At the same time, Pennsylvania’s roads and bridges remain congested and in desperate need of repair.

Enter global private infrastructure companies and their backers in the world of investment banking. Touting the benefits of public-private partnerships, these companies are seeking to build new private highways or offering up-front cash for existing roads… all in exchange for the right to charge and collect tolls on motorists for decades to come.

Road, parking, and other privatization proposals offer a hard-to-resist “quick fix” for state budget and transportation challenges. But poorly conceived privatization deals can have hidden costs and big potential downsides for the public.

PROTECTING THE PUBLIC FROM BAD PRIVATIZATION DEALS

To protect the public interest, Pennsylvania and its local governments should avoid privatization of existing infrastructure and allow private deals of new construction only under the following conditions:

•The public should retain control over decisions about transportation planning and management.
• The public must receive full value so future toll revenues won’t be sold off at a discount.
• No deal should last longer than 30 years because of uncertainty over future conditions and because the risks of a bad deal grow exponentially over time.
• Contracts should require state-of-the-art maintenance and safety standards instead of statewide minimums.
• Complete transparency and public disclosure are needed to ensure proper public vetting of privatization proposals.
• There must be full accountability in which the legislature must approve the terms of a final deal, not just approve that a deal be negotiated.

Issue updates

News Release | U.S. PIRG | Consumer Protection

Statement: Bipartisan introduction of Veterans and Consumers Fair Credit Act marks important step in stopping the debt trap

The Veterans and Consumers Fair Credit Act (VCFCA) was reintroduced in the House Committee on Financial Services on Monday. This bill would limit interest rates on loans and go a long way toward protecting consumers, including veterans, who are often victimized by predatory lenders.

> Keep Reading
News Release | U.S. PIRG | Transportation

Statement: Infrastructure bill will mean cleaner air, water and energy for U.S.

WASHINGTON -- The U.S. House of Representatives voted 228-206 to build a bridge to a brighter future by passing the Infrastructure Investment and Jobs Act on Friday. This major bipartisan package will improve our transportation and power infrastructure and ensure clean water and broadband access across the United States over the coming decades. 

> Keep Reading
Blog Post | Consumer Protection

How I got my finances in order | Mike Litt

Even with the knowledge I’ve gained working as a consumer advocate for several years, getting my finances in order has been a work in progress. 

> Keep Reading
Blog Post | Consumer Protection

How I started my estate and end-of-life planning | Mike Litt

Until recently, I did not have estate and end-of-life planning in mind, but it was the natural next step in my quest to be a responsible adult, with a nudge from the existential threat of the COVID-19 pandemic.

> Keep Reading
Blog Post | Consumer Protection

Resources I used to prepare my advance directive | Mike Litt

Advance directives are legal instructions that include a living will (different from a regular will) and a health care proxy. In them, you state what treatments you do or don’t want at the end of your life and who you want making health care decisions for you if you can’t. 

> Keep Reading

Pages

News Release | U.S. PIRG | Consumer Protection

Statement: Bipartisan introduction of Veterans and Consumers Fair Credit Act marks important step in stopping the debt trap

The Veterans and Consumers Fair Credit Act (VCFCA) was reintroduced in the House Committee on Financial Services on Monday. This bill would limit interest rates on loans and go a long way toward protecting consumers, including veterans, who are often victimized by predatory lenders.

> Keep Reading
News Release | U.S. PIRG | Transportation

Statement: Infrastructure bill will mean cleaner air, water and energy for U.S.

WASHINGTON -- The U.S. House of Representatives voted 228-206 to build a bridge to a brighter future by passing the Infrastructure Investment and Jobs Act on Friday. This major bipartisan package will improve our transportation and power infrastructure and ensure clean water and broadband access across the United States over the coming decades. 

> Keep Reading
News Release | U.S. PIRG | Consumer Protection

Statement: A true consumer’s champ clears hurdle to serve as CFPB director

Rohit Chopra will be the new director of the Consumer Financial Protection Bureau (CFPB). By a vote of 50-48 on Thursday, the Senate confirmed that the Federal Trade Commission (FTC) commissioner will take on the top position at the CFPB. 

Mike Litt, U.S. PIRG’s consumer campaign director, issued the following statement.

> Keep Reading
News Release | US PIRG | Consumer Tips, Consumer Protection

Back to school: financial literacy tips for college students, teens

During this time of year, families are thinking about the children going back to school, and for parents who are sending their kids to college, it can be a bit overwhelming. A key to addressing those concerns is making sure their teens are prepared for “adulting” -- in other words, taking care of their own lives.

> Keep Reading
News Release | U.S. PIRG | Consumer Protection

Statement: U.S. PIRG applauds Senate introduction of the Veterans and Consumers Fair Credit Act

The Veterans and Consumers Fair Credit Act (VCFCA) was reintroduced in the Senate Committee on Banking, Housing, and Urban Affairs on Wednesday. This bill would limit interest rates on loans and go a long way toward protecting consumers, especially veterans, who are often victimized by predatory lenders.

> Keep Reading

Pages

30 years of toy safety

For the past thirty years, our sister organization U.S. PIRG Education Fund has taken a close look at the safety of toys sold in stores. Their reports have led to more than 150 regulatory actions. In November 2015, they released our 30th annual Trouble in Toyland report.

> Keep Reading
Report | PennPIRG Education Fund | Transportation

Accelerating the Transition to Electric School Buses

THE VAST MAJORITY of school buses in the United States run on diesel, a fossil fuel that has been shown to cause numerous health problems, including asthma, bronchitis, and cancer. Diesel exhaust is also a greenhouse gas, which contributes to climate change. However, there is an alternative: zero-emission battery electric school buses.

> Keep Reading
Report | PennPIRG Education Fund | Consumer Protection, Food

Food Recall Failure

Our research found the majority of grocery stores fail to warn the public about hazardous food recalls. While they collect significant information about Americans shopping habits to sell us more food, they aren't doing enough to use that information to protect the public health.

> Keep Reading
Report | PennPIRG | Consumer Protection

What are Pennsylvanians Fixing?

Here in Pennsylvania, we want to fix our stuff.
Something breaks, or doesn’t work right. You could throw it away, but you don’t want to be wasteful so you try to figure out how to get it fixed.
According to a review of data from iFixit, a self-described “repair guide for everything, written by everyone,” more than 2 million unique users from Pennsylvania went onto their website, www.ifixit.com, to look up how to repair something in 2018.

> Keep Reading
Report | PennPIRG Education Fund | Transportation

Highway Boondoggles 5

Highway Boondoggles 5 finds nine new budget-eating highway projects slated to cost a total of $25 billion that will harm communities and the environment, while likely failing to achieve meaningful transportation goals

> Keep Reading

Pages

Blog Post | Consumer Protection

How I got my finances in order | Mike Litt

Even with the knowledge I’ve gained working as a consumer advocate for several years, getting my finances in order has been a work in progress. 

> Keep Reading
Blog Post | Consumer Protection

How I started my estate and end-of-life planning | Mike Litt

Until recently, I did not have estate and end-of-life planning in mind, but it was the natural next step in my quest to be a responsible adult, with a nudge from the existential threat of the COVID-19 pandemic.

> Keep Reading
Blog Post | Consumer Protection

Resources I used to prepare my advance directive | Mike Litt

Advance directives are legal instructions that include a living will (different from a regular will) and a health care proxy. In them, you state what treatments you do or don’t want at the end of your life and who you want making health care decisions for you if you can’t. 

> Keep Reading
Blog Post | Consumer Protection

What I decided to do after shopping for long-term care insurance | Mike Litt

Before listening to In Case You Get Hit By a Bus, I didn’t know about insurance that covers the costs of long-term care, such as home health care or nursing home care, for people who need assistance with daily living activities. 

> Keep Reading

Pages

Blog Post | Transportation

$118 million later, Pennsylvania earns an F for Volkswagen settlement spending

When it comes to cleaning up our transportation, Pennsylvania can, and should, do better.

> Keep Reading
Blog Post | Consumer Protection

In the wake of the Capital One data breach, Ed Mierzwinski and Adam Garber explain how to protect your credit

Were you affected by the Capital One breach, one of the largest thefts of data from any bank to date?

> Keep Reading
Blog Post | Solid Waste, Transportation

Before we spend $2 trillion, report recommends a 'Blueprint for Tomorrow'

For all of us who rely on our roads and public transit, and our water, sewage and power systems, the agreement reached by President Trump and Democratic congressional leaders in May to commit $2 trillion to infrastructure should be good news.

> Keep Reading
Blog Post | Consumer Protection

State PIRGs go to Washington for Consumer Lobby Day

Members of Congress hear repeatedly from lobbyists for corporate special interests in their offices and at fundraisers. How can consumer advocates balance the scales?

> Keep Reading
Blog Post | Consumer Protection

Congressional testimony underscores how predatory auto loans are driving Americans into debt

In most of the country, owning a car is all but required. And we're paying for it—to the tune of $1.2 trillion. This is putting the financial well-being of millions of Americans at risk, and PennPIRG and our national network are calling for change.

> Keep Reading

Pages

News Release | U.S. PIRG

The Veterans and Consumers Fair Credit Act (VCFCA) was reintroduced in the House Committee on Financial Services on Monday. This bill would limit interest rates on loans and go a long way toward protecting consumers, including veterans, who are often victimized by predatory lenders.

Blog Post

The Bipartisan Infrastructure Investment and Jobs Act just passed by Congress provides $2.5 billion in funding specifically for zero-emission electric school buses.

News Release | U.S. PIRG

WASHINGTON -- The U.S. House of Representatives voted 228-206 to build a bridge to a brighter future by passing the Infrastructure Investment and Jobs Act on Friday. This major bipartisan package will improve our transportation and power infrastructure and ensure clean water and broadband access across the United States over the coming decades. 

Blog Post

Even with the knowledge I’ve gained working as a consumer advocate for several years, getting my finances in order has been a work in progress. 

Blog Post

Until recently, I did not have estate and end-of-life planning in mind, but it was the natural next step in my quest to be a responsible adult, with a nudge from the existential threat of the COVID-19 pandemic.

Consumer Protection

Not First Class

Our report highlights how flier complaints have soared as airlines cancel flights, deny refunds, and ruin plans. Find out which airlines have the most complaints and what you can do.

 

Transportation

Advocates call on Pittsburgh's Port Authority for stronger electric bus commitment

Pittsburgh is on the verge of leaving dirty diesel buses in the dust — as long as it sticks to its commitment. In response to the Port Authority leaving the door open for gas-powered vehicles, advocacy groups urged a stronger commitment to clean electric buses.

 

Consumer Protection

The FCC is starting to fight back against robocalls

Research found that, despite the FCC's recent action, phone companies aren't doing enough to block spoofed calls and scam calls, despite a new law.

 

Consumer Protection

PIRG's consumer watchdogs get to work in wake of T-Mobile data breach

Cell phone carrier T-Mobile has announced that nearly 55 million Americans were affected by a hack of its records, which in some cases compromised Social Security numbers and driver’s license numbers. In response, PIRG published a tip guide for how those affected can protect themselves against identity theft or "phishing" scams.

 
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